Independent Medicare Insurance Specialist

Medicare Made Simple —
Wherever You Are

Rooted in Lee County. Ready to help you anywhere. TrustHaven Insurance Agency gives you honest, unbiased guidance on Medicare Advantage and Supplement plans — at no cost to you.

Education  •  Guidance  •  Protection

🏠 Lee County Specialist 📞 Licensed Nationwide ✓ Independent & Unbiased $0 Broker Fee
Get My Free Consultation See How I Can Help
Jessie A. Navalta, TrustHaven Insurance Agency

Jessie A. Navalta

Licensed Medicare Specialist
FL License # W813801

Who We Serve

Deep Local Roots. National Reach.

TrustHaven was built on relationships in Lee County — but Medicare doesn't care where you live. Whether you're around the corner or across the country, you get the same personal attention.

🏠 Lee County Home Base

I live and work here. I know which plans are strong in this market, which providers are in-network, and how Medicare works for Southwest Florida seniors specifically.

  • North Fort Myers (33903)
  • Fort Myers & Cape Coral
  • Bonita Springs & Estero
  • Marco Island & Naples area

📞 Available Wherever You Need Me

Moved to be near family? Snowbird with addresses in two states? Helping a parent who lives out of state? I can help you compare plans and enroll no matter where you're located.

  • Phone & video consultations available
  • Licensed in multiple states
  • Snowbirds & retirees relocating welcome
  • Helping adult children navigate plans for parents

What I Do

How TrustHaven Helps You

From turning 65 to switching plans to losing employer coverage — I guide you through every Medicare moment, free of charge.

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Medicare Advantage (Part C)

All-in-one plans that combine Parts A, B, and usually D. I compare options across major carriers so you know exactly what you're getting before you enroll.

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Medicare Supplement (Medigap)

Cover the gaps Original Medicare leaves behind — deductibles, copays, and coinsurance. I'll show you which lettered plan fits your budget and health needs.

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Part D Prescription Drug Plans

Prescription costs vary dramatically between plans. I run your specific medications through available formularies to find your best option.

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Turning 65 — First-Time Medicare

Don't miss your enrollment window. I walk you through every step of your Initial Enrollment Period and make sure you avoid costly late-enrollment penalties.

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Retiring & Losing Employer Coverage

Transitioning off employer or union coverage triggers a Special Enrollment Period. Timing matters — let's make sure you're protected without a gap.

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Annual Plan Reviews

Plans change every year. I review your coverage each fall before AEP to make sure your plan still fits — or find you something better if it doesn't.

The Process

What to Expect

No pressure. No sales scripts. Just an honest conversation about what works best for you.

1

Reach Out

Call, email, or fill out the form below. We'll set up a time that works for you — phone, video, or in person if you're local.

2

We Talk

Tell me about your doctors, your medications, your budget, and what matters most. No paperwork required for this first conversation.

3

I Do the Homework

I compare plans across multiple carriers and come back to you with clear, honest options — not a stack of confusing brochures.

4

You Decide

You choose what's right for you. If you're ready to enroll, I handle the paperwork. If you need more time, there's zero pressure.

Common Questions

Medicare Questions, Answered

These are the questions I hear most often. Don't see yours? Just ask.

What's the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage (Part C) replaces Original Medicare and typically bundles in Part D drug coverage, often with lower premiums but network restrictions. Medicare Supplement (Medigap) works alongside Original Medicare to cover gaps like copays and deductibles, giving you more flexibility with providers but generally higher premiums. The right choice depends on your health needs, budget, and preferred doctors — and that's exactly what I help you figure out.
Does it cost anything to use a Medicare broker?
No — working with TrustHaven Insurance Agency is completely free to you. Insurance carriers pay licensed agents a commission directly. Your premium is identical whether you enroll through a broker or go directly to the insurance company. You get a knowledgeable advocate at no extra cost.
When can I sign up for Medicare?
Most people first become eligible at 65. Your Initial Enrollment Period runs for 7 months — 3 months before your 65th birthday month, your birthday month itself, and 3 months after. Missing this window without qualifying coverage can result in permanent late-enrollment penalties. If you're still covered under employer insurance, you may have a Special Enrollment Period when that coverage ends. Call me before you retire — timing matters.
Can you help me even if I don't live in Lee County or Southwest Florida?
Absolutely. While my local expertise is deepest in North Fort Myers, Fort Myers, and Cape Coral, TrustHaven works with Medicare beneficiaries across the country. We do phone and video consultations, so distance is never a barrier. Whether you're a snowbird, recently relocated, or helping a parent in another state, I can help you navigate your options.
What is the Annual Enrollment Period (AEP)?
The Annual Enrollment Period runs October 15 through December 7 each year. During this window, you can switch Medicare Advantage plans, move between Original Medicare and Medicare Advantage, or change your Part D drug plan. Changes take effect January 1. I reach out to all my existing clients every fall to review their coverage — but if you're new and want a review, just get in touch before AEP begins.
Will my doctor be covered under the plan you recommend?
That's one of the first things I check. Before recommending any Medicare Advantage plan, I verify your current physicians are in-network. For Medicare Supplement plans, you can see any provider nationwide who accepts Medicare — which is most doctors. I never recommend a plan without knowing whether your care team is covered.

Let's Talk

Get Your Free Medicare Consultation

No pressure, no sales pitch — just honest answers to your Medicare questions. I'm available by phone, video, or in person for those in the Fort Myers area.

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Phone 239-438-4435
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Email info@trusthaveninsurance.com
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Service Area North Fort Myers, FL 33903
Phone & video consultations — available nationwide

Request a Free Consultation

Usually responds within one business day.

By submitting this form, you consent to being contacted by a licensed Medicare insurance agent at TrustHaven Insurance Agency. This is not a government website. We do not sell or share your information with third parties unrelated to your insurance inquiry. You are not required to provide information to receive Medicare benefits. Providing your information does not bind you to purchase any insurance plan.
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Thank you! I'll be in touch soon.

Expect a call or email within one business day. For urgent needs, please call 239-438-4435 directly.

Important Disclosures & Disclaimers

Required Disclosure. We do not offer every plan available in your area. Currently we represent 9 organizations which offer 90 products in your area. Please contact Medicare.gov, 1-800-MEDICARE (1-800-633-4227), or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

Not a Government Website. This website is not affiliated with, endorsed by, or connected to the U.S. federal government, the Centers for Medicare & Medicaid Services (CMS), Medicare.gov, or the Social Security Administration. For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY: 1-877-486-2048.

Licensed Insurance Agent. Jessie A. Navalta is a licensed health insurance agent in the State of Florida and additional states as applicable. Florida License Number: W813801. Not all products and services may be available in all areas. Licensure in other states available upon request.

Independent Broker. TrustHaven Insurance Agency is an independent insurance brokerage and is not employed by, affiliated with, or a representative of any single insurance carrier. Information provided on this website is for general educational purposes and is not a substitute for personalized advice from a licensed professional.

No Cost to You. Compensation for insurance agents is paid by insurance carriers in the form of commissions. You do not pay a broker fee. Premiums paid directly to your insurance carrier are not affected by working with a broker.

Medicare Enrollment. Medicare has specific enrollment periods, and failure to enroll on time may result in late enrollment penalties. Individual situations vary. Contact us or call 1-800-MEDICARE for assistance with your specific enrollment circumstances.

Plan Information. Medicare Advantage, Medicare Supplement, and Part D plan benefits, premiums, networks, and formularies change annually. Information on this website may not reflect the most current plan details. Contact us or the plan directly for current information before enrolling.

Privacy. Information submitted through this website's contact form is used solely to respond to your inquiry and is not sold or shared with third parties unrelated to your insurance inquiry. Submission of the contact form does not obligate you to purchase any insurance product.

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